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What is FastCashADVANCE?


FastCashADVANCE is a tax time advance that gives taxpayers access to cash before the IRS can release it. FastCashADVANCE is a tool to help tax professionals attract and retain more clients.

Advance Amounts

With an advance approval rate of at least 80% or higher, as a national average, many clients will qualify for the maximum FastCashADVANCE amount of $500 - $6,000. Taxpayers who don't qualify for the full amount may receive a reduced amount of $500 or 25%, 50% or 75% of the expected refund amount, or taxpayers may be declined. 

How much do taxpayers pay for FastCashADVANCE?

There is no taxpayer cost for FastCashADVANCE loans of $500 or 25% of the refund amount. Loans of 50% or 75% of the expected tax refund have an APR of 36.0% that is paid by the taxpayer.

Tax professionals pay a fee for every approved FastCashADVANCE, regardless of the advance amount. Logon to the website for fee details. There is no fee if the advance is denied.

How do I qualify to offer FastCashADVANCE?

FastCashADVANCE is available to new and existing TPG clients.  A prior-year volume of 20 or more approved Refund Transfers with a funding rate of at least 80% is required to offer the product.

When is FastCashADVANCE available?

The pre-ACK FastCashADVANCE is available starting January 2nd for tax professionals opted into the pre-ACK FastCashADVANCE program. The post-ACK FastCashADVANCE is available from the first day of filing through the end of February.

When are advances issued?

Pre-ACK advances are issued upon loan approval. During tax season FastCashADVANCE advances are approved upon IRS accepted acknowledgement with funds disbursed within 24 hours of advance approval.

How are the advances issued?

FastCashADVANCE are issued as a check printed out of the tax professionals's office or as a Walmart MoneyCard, issued from the tax professional's office. Remaining funds are issued by the method selected by the taxpayer.

Where is FastCashADVANCE available?

FastCashADVANCE is available in all 50 states.*


* Check with software provider for availability.

The Refund Advance is an optional tax-refund related loan provided by MetaBank (it is not the actual tax refund) at participating locations. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan. Loans offered in amounts of $500 or 25%, 50%, or 75% of your expected tax refund from $500 - $6,000. Loan in the amount of $500 or 25% of your expected refund has an Annual Percentage Rate (APR) of 0.00%, a minimum loan amount of $500 and a maximum loan of $2,000. Loan in the amounts of 50% or 75% of your expected tax refund have an APR of 36.0%. For example, $3,000 representing 50% of expected refund borrowed over 24 day terms, total amount payable in a single payment is $3,071.01 including interest. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards.

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