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FastCashADVANCE Approval rates


Advance approval rates will vary by tax office. Not all consumers will qualify, but approval rates will be high; at least 80% as a national average. 

Clients don't need good credit to qualify

While our partner's underwriting criteria is proprietary and cannot be published, advance approval is based on factors within the tax return. Denied advances will not be reconsidered under any circumstance.

Taxpayer notification of approved or denied advances

Taxpayers that request a Walmart MoneyCard and provide their contact information (which you input in the software) will receive a notification when their advance is approved. Taxpayers that request a check will not be notified, but a check print record will be received for these approved advances. 

Taxpayers that are not approved will be notified. 


The Refund Advance is an optional tax-refund related loan provided by MetaBank (it is not the actual tax refund) at participating locations. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan. Loans offered in amounts of $500 or 25%, 50%, or 75% of your expected tax refund from $500 - $6,000. Loan in the amount of $500 or 25% of your expected refund has an Annual Percentage Rate (APR) of 0.00%, a minimum loan amount of $500 and a maximum loan of $2,000. Loan in the amounts of 50% or 75% of your expected tax refund have an APR of 36.0%. For example, $3,000 representing 50% of expected refund borrowed over 24 day terms, total amount payable in a single payment is $3,071.01 including interest. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards.


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