Advance approval rates will vary by tax office. Not all consumers will qualify, but approval rates will be high; at least 80% as a national average.
Clients don't need good credit to qualify
While our partner's underwriting criteria is proprietary and cannot be published, advance approval is based on factors within the tax return. Denied advances will not be reconsidered under any circumstance.
Taxpayer notification of approved or denied advances
Taxpayers that request a Green Dot card and provide their contact information (which you input in the software) will receive a notification when their advance is approved. Taxpayers that request a check will not be notified, but a check print record will be received for these approved advances.
Taxpayers that are not approved will be notified.
Optional tax-refund loan provided by MetaBank®, not the actual tax refund. You can e-file without applying. Fees for other optional products may apply. Loan amounts of $500, $1000, or $1500. Loan deducted from tax refunds and reduces amount paid directly to taxpayer. Availability and loan amounts subject to eligibility, underwriting conditions, and locations.