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How can clients receive Fast Cash Advance?

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Taxpayers may receive the Fast Cash Advance1 by cashier's check, direct deposit or GO2bank™ Visa® Debit Card2.

Taxpayers that open a GO2bank™ account will receive a personalized card in the mail. Funds for the advance amount will be deposited to the taxpayer’s account upon within 1-2 business days of loan approval. Remaining tax refund proceeds will be deposited to the taxpayer's account upon IRS and/or state funding. Taxpayers may install and use the GO2bank app to access funds before the personalized card is received.

Taxpayers that ask to receive their money by cashier's check must return to your office to pick up a cashier's check which is printed at the tax professional's office. Remaining tax refund proceeds will be issued by a check printed out of the tax professional's office upon IRS and/or state funding.

Personalized Card

Qualified taxpayers will receive a personalized GO2bank card in the name of the primary taxpayer and mailed to the residence of qualified taxpayers. 

How can a taxpayer that chooses GO2bank access funds without incurring any fees?

The GO2bank™ Visa® Debit Card offers convenient methods for consumers to access their funds at no cost to the consumer.

  • First ATM withdrawal is free
  • Purchase transactions are free
  • First Walmart cash pickup is free

Do I have to request GO2bank?

Tax professionals are auto-approved to offer GO2bank. 

 

1 Fast Cash Advance is an optional tax-refund related loan provided by First Century Bank, N.A., member FDIC (it is not the actual tax refund) and is available at participating locations. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer from the refund. Fees for other optional products or product features may apply and will be disclosed at the time of application. Tax returns may be filed electronically without applying for this loan. Loans are offered in amounts from $500-$6,000 and are offered both pre-IRS acknowledgment of the tax return and post-IRS acknowledgment of the tax return. All loans have an Annual Percentage Rate (APR) of 35.99%. For example, for a loan of $2,000 with a repayment period of 30 days, the total amount payable in a single payment is $2,059.16 including principal and interest. Not all consumers will qualify for a loan or for the maximum loan amount. Offer and terms subject to change at any time without prior notice.

Fast Cash Advance is an optional tax-refund related loan provided by First Century Bank, N.A., member FDIC (it is not the actual tax refund) and is available at participating locations. The amount of the loan will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer from the refund. Fees for other optional products or product features may apply, and will be disclosed at the time of application. Tax returns may be filed electronically without applying for this loan. Loans are offered in amounts of $500 and $1,000 and are offered upon IRS acknowledgment of the tax return. All loans have an Annual Percentage Rate (APR) of 0%. For example, for a loan of $1,000 with a repayment period of 30 days, the total amount payable in a single payment is $1,000.00. Not all consumers will qualify for a loan or for the maximum loan amount. Offer and terms subject to change at any time without prior notice.

2 Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.

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