How can we help you?

What if a bank won't cash my client's check?

We offer two nationwide check cashing agreements with Walmart and Wells Fargo. Get details here.


Good Funds Check Cashing Agreement


The Good Funds Check Cashing Agreement is for those taxpayers that may not have an established banking relationship, and are looking to cash a check. In order to assist taxpayers in cashing checks issued by Santa Barbara Tax Products Group (sbtpg), we provide a Good Funds Check Cashing Agreement. 

This agreement may be downloaded from Forms page of our website. Prior to the start of the electronic filing season, you may distribute these letters to local financial institutions to familiarize them with sbtpg.

In general, checks issued by sbtpg are drawn directly on the Bank and will not be returned due insufficient funds. The cashing institution will follow their own identification procedures that may, at a minimum include:

1. Properly identify, the person cashing the check as the actual payee named on the check.

2. Determine, within reason, that the check does not have obvious signs of tampering. Safety features, which expose most forms of tampering, are incorporated into the check and are readily apparent to a cashing institution.  

3. Abide by other limiting factors disclosed on the face of the check (i.e. check amount should not be greater than the maximum limit printed on the face of the checks, check should not be stale dated, and check should have a facsimile, rather than handwritten, signature, signature affixed).

For added confirmation, a cashing institution may verify funds by visiting 

Was this article helpful?
13 out of 53 found this helpful